Illustration, not the actual card

Chase Freedom Unlimited: credits, perks, and reset windows

Statement credits and enrolled perks for the Chase Freedom Unlimited, taken from issuer pages we have on file. Tracker selections stay in your browser.

card Issuer: Chase. Annual fee: $0 (Source for Chase Freedom Unlimited annual fee (opens in new tab)) — Verified: 'ANNUAL FEE $0' / 'No annual fee'.. Card last verified: 2026-11-02.

Max if every credit is used
$40
Yearly maximum from verified credits
Difference after fee
$40
Yearly maximum credits minus fee

Credits and perks

Annual fee vs credits math

Maximum if every credit is fully used: $40 per year (sum of verified yearly maximums for monthly, quarterly, twice-a-year, and annual credits; no multiplying).

Inputs to this total:

Annual fee (verified): $0. Source for Chase Freedom Unlimited annual fee (opens in new tab).

Inputs to this fee figure:

Difference (yearly maximum credits minus fee): $40 (site-calculated from the sourced rows below).

Inputs to this difference:

What this page tracks

This page lists statement credits and enrolled perks from public issuer materials in our card data file. It is not financial advice. Amounts we have not checked yet show as Not yet verified. We do not invent numbers.

Transfer partners

Partner transfers only after points are combined onto a Chase Sapphire Preferred, Sapphire Reserve or Ink Business Preferred card. — via Chase Ultimate Rewards. Last verified: 2026-11-01. Source (opens in new tab). See Chase Ultimate Rewards transfer partners.

“Program Agreement (Ultimate Rewards): You can also combine points with your other eligible Chase cards that have Ultimate Rewards. Chase education (transfer partners): Sapphire Reserve ® , Sapphire Preferred ® and Ink Business Preferred ® are the cards that offer Chase cardmembers the ability to transfer points to travel partners. Chase Mobile Ultimate Rewards education: Note that you must be an existing member of the eligible loyalty program you wish to transfer your points to, and that the Points Transfer feature is currently not available to Chase Freedom ® cards.”

Note for this currency: Chase Ultimate Rewards® points transfer to most travel partners at a rate of 1:1, that means 1,000 points equals 1,000 partner points.

Chase Ultimate Rewards partners (only when combined)
PartnerPartner typeRatioNotesSourceLast verified
Aer Lingus AerClubAirline1:1—Source (opens in new tab)2026-11-02
Air Canada AeroplanAirline1:1—Source (opens in new tab)2026-11-02
Air France-KLM Flying BlueAirline1:1—Source (opens in new tab)2026-11-02
British Airways ClubAirline1:1—Source (opens in new tab)2026-11-02
Iberia PlusAirline1:1—Source (opens in new tab)2026-11-02
IHG One RewardsHotel1:1—Source (opens in new tab)2026-11-02
JetBlue TrueBlueAirline1:1—Source (opens in new tab)2026-11-02
Marriott BonvoyHotel1:1—Source (opens in new tab)2026-11-02
Singapore Airlines KrisFlyerAirline1:1—Source (opens in new tab)2026-11-02
Southwest Rapid RewardsAirline1:1—Source (opens in new tab)2026-11-02
United MileagePlusAirline1:1—Source (opens in new tab)2026-11-02
Virgin Atlantic Flying ClubAirline1:1—Source (opens in new tab)2026-11-02
World of HyattHotel4:3—Source (opens in new tab)2026-11-02
Wyndham RewardsHotel1:1—Source (opens in new tab)2026-11-02

More on Perk Optimizer

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