Illustration, not the actual card

IHG One Rewards Premier: credits, perks, and reset windows

Statement credits and enrolled perks for the IHG One Rewards Premier, taken from issuer pages we have on file. Tracker selections stay in your browser.

card Issuer: Chase. Annual fee: $150 (Source for IHG One Rewards Premier annual fee (opens in new tab)) — Product page 'ANNUAL FEE $150'; Chase pricing & terms LGC65294 Annual Membership Fee $150.. Card last verified: 2026-11-02.

Max if every credit is used
$220
Yearly maximum from verified credits
Difference after fee
$70
Yearly maximum credits minus fee
Plus estimated certificate value
about $300
Our estimate, not an issuer figure — not in the max above

Credits and perks

Anniversary Free Night

About $300 (our estimate: 50,000-point cap × 0.6 cents, not an issuer figure)

Estimate basis: 50,000-point cap × 0.6 cents (Typical value (our estimate))

Annual

Reset: Anniversary Free Night - Each year, after your card anniversary, you'll receive an Anniversary Free Night with a redemption cap of 50,000 points good for a night at one of our IHG ® Hotels & Resorts worldwide. You can use points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 50,000 point redemption level.

Enrollment required: No

Source for IHG One Rewards Premier Anniversary Free Night (opens in new tab)

Last verified: 2026-11-02

Annual fee vs credits math

Maximum if every credit is fully used: $220 per year (sum of verified yearly maximums for monthly, quarterly, twice-a-year, and annual credits; no multiplying).

Inputs to this total:

Plus estimated certificate value: about $300 (our estimate) — not an issuer figure; not included in the maximum above.

Annual fee (verified): $150. Source for IHG One Rewards Premier annual fee (opens in new tab).

Inputs to this fee figure:

Difference (yearly maximum credits minus fee): $70 (site-calculated from the sourced rows below).

Inputs to this difference:

Other credits (not in the yearly maximum sum)

What this page tracks

This page lists statement credits and enrolled perks from public issuer materials in our card data file. It is not financial advice. Amounts we have not checked yet show as Not yet verified. We do not invent numbers.

Transfers into IHG One Rewards

Currencies in our file that list a transfer to IHG One Rewards. See full inbound list.

More on Perk Optimizer

Add to calendar

One tap adds all of this card’s reminders. They update on their own if a credit changes. Built only for credits with a known calendar reset schedule. Some reminders say verify with issuer. Credits tied to your card anniversary or fee date need your card’s own date — we do not invent dates.

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